The Cassidy Law Firm Blog

Thursday, July 3, 2014

What Is Bankruptcy?

“What Is Bankruptcy?” Unfortunately, there are a number of myths and misconceptions about bankruptcy in the United States. Many of these myths and misconceptions cause debtors to shy away from considering bankruptcy when they are in financial trouble. Hesitating often means a debtor loses valuable assets that could have been saved through bankruptcy. If you find yourself in a situation where the bills continue to pile up and you see no end in sight it might be time for you to consider bankruptcy. A better understanding of bankruptcy and the bankruptcy process may help you make the decision.


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Wednesday, June 25, 2014

Mortgage Reaffirmation in a Chapter 7 Bankruptcy

If you are one of the millions of Americans struggling with debt that you have no realistic way of paying off it may be time to consider filing for bankruptcy protection. Over the last several years the number of bankruptcy petitions filed in the United States has reached historic levels, sue in large part to the recession the country as a whole has suffered through. If you have been reluctant to consider filing bankruptcy because you are concerned you will lose all your hard-earned assets in the process it is time to learn more about chapter 7 bankruptcy and the New Jersey exemptions. Once you understand how the exemptions can be used to your benefits you will likely be ready to pursue bankruptcy as a possibly long-term solution to your financial problems.


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Wednesday, June 25, 2014

New Jersey Bankruptcy Exemptions

If you are one of the millions of Americans struggling with debt that you have no realistic way of paying off it may be time to consider filing for bankruptcy protection. Over the last several years the number of bankruptcy petitions filed in the United States has reached historic levels, due in large part to the recession the country as a whole has suffered through. If you have been reluctant to consider filing bankruptcy because you are concerned you will lose all your hard-earned assets in the process it is time to learn more about chapter 7 bankruptcy in Monmouth County and the New Jersey bankruptcy exemptions.


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Tuesday, June 17, 2014

Monmouth County Business Bankruptcy – What You Need to Know

Fortunately, in the 21st century no one goes to debtor’s prison when they are unable to pay their bills. Even a business can file for bankruptcy protection when it becomes clear the business cannot remain afloat without pursuing bankruptcy. If you own a small business and are struggling financially just to keep the business afloat it may be time for you to consider bankruptcy. A business may file chapter 7 just like an individual debtor can.


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Thursday, June 12, 2014

Monmouth County Chapter 13 Bankruptcy: How Is the Amount of My Plan Payment Determined?

Over the past several years the number of bankruptcy filings across the United States has reached record levels. If you are considering bankruptcy you undoubtedly have a number of questions about the process and life after bankruptcy. Only an experienced Monmouth County bankruptcy attorney can answer specific questions about your situation; however, some general information may be helpful in the meantime. For example, if you file a Monmouth County chapter 13 bankruptcy you will need to submit a proposed repayment plan to the bankruptcy trustee. Understanding how your repayment plan payment is determined is certainly useful if you are considering bankruptcy.


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Tuesday, June 10, 2014

How Do I Stop Wage Garnishment in Monmouth County?

If you are like the average American you count on every penny you receive in your weekly paycheck. If you realize that a substantial chunk of your paycheck is missing one week, therefore, it can be a substantial blow to your budget. This actually happens to hard working people like you every day in Monmouth County, New Jersey because of an old debt. When a creditor obtains a judgment against you, the creditor may then proceed to use all lawful means available to execute on the judgment, including garnishing your paycheck. One way to stop garnishment is by filing for bankruptcy protection.


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Thursday, June 5, 2014

Can I Save My House by Filing for Bankruptcy in Ocean County?

People often struggle for months, even years, with financial difficulties before finally considering bankruptcy as an option. Unfortunately, valuable assets can be lost along the way that could have been saved had the debtor considered bankruptcy earlier. One thing that does finally prompt many debtors to consider bankruptcy is the threat of foreclosure on a home. If you have been threatened with foreclosure in Ocean County, or have actually received notice that foreclosure proceedings have been initiated, you may be able to save your home by filing bankruptcy.


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Wednesday, June 4, 2014

Your Home and Mortgage in a Monmouth County Bankruptcy

Your Home and Mortgage in a Monmouth County Bankruptcy from Derek Cassidy

Learn more about mortgage in a Monmouth County bankruptcy in this presentation.

If you have questions regarding your home and mortgage when you file for a chapter 7 bankruptcy in Monmouth County New Jersey contact The Cassidy Law Firm to speak with an experienced New Jersey Bankruptcy Attorney.  The Cassidy Law firm is located in Monmouth County New Jersey.  We help clients file for bankruptcy in Shrewsbury, Long Branch, Red Bank, Asbury Park, Monmouth County, Ocean County, and all of New Jersey.  Contact us today for a free no obligation consultation.

 

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


Tuesday, June 3, 2014

Ocean County Prosecutors Charge Three in Drug Induced Death

Ocean County Prosecutor Joseph D. Coronato recently announced that three men have been charged in connection with the February 6, 2013 drug induced death of 23 year old Jamie Caravella of Toms River. Two of the men, Rufus A. Young, 41, of Freehold and Pedro A. Valentin Jr, 23, of Perth Amboy, New Jersey have been arrested. Warrants have been issued for the third suspect, Paul E. Robinson, 24, of Toms River, New Jersey. All three suspects face serious charges relating to the death of the young woman.


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Thursday, May 29, 2014

What Is Chapter 12 Bankruptcy in Middlesex County?

Chapter 12 bankruptcy is a specialized, limited form of business bankruptcy meant for farms and fisheries. It is available for all sizes of farms and fisheries, including small family operations. However, the business filing a petition must be a commercial operation — hobbyist fishermen, for example, who sell a few fish to neighbors for extra money would not qualify.


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Tuesday, May 27, 2014

Free Report: Your Home and Mortgage in Monmouth County Bankruptcy

If the fear of losing your home is a source of hesitation for you, it may help to have a better understanding of how your house and mortgage are handled in a Monmouth county bankruptcy.

People often consider bankruptcy an option of last resort – something they only consider after months, even years, of battling financial hardship. It is unfortunate that debtors wait so long to consider bankruptcy because valuable assets are frequently lost unnecessarily as a result of waiting. One reason that people give for not considering bankruptcy sooner is concern for the fate of their home if they pursue bankruptcy.


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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.