The Cassidy Law Firm Blog

Thursday, March 28, 2019

Who Will Pay for My Injuries If I Am in A Rideshare Accident?

Rideshare companies such as Uber and Lyft have becoming increasingly popular in recent years. The demand for rideshare services has grown and with that comes more rideshare vehicles on the road than ever before. Just like any other vehicle on the road, however, rideshare vehicles can get in accidents that leave drivers and passengers with any number of injuries. If you have been injured in a rideshare accident, you may be wondering what comes next. Who will pay for your injuries? At The Cassidy Law Firm, our dedicated personal injury attorneys can help you answer this important question. We will also provide dedicated representation in pursuit of monetary compensation for any injuries and other losses you sustained in the rideshare accident.

New Jersey Personal Injury Attorneys

Like any other type of motor vehicle accident, liability rests with the party responsible for causing the accident. If you were a rideshare passenger at the time of the accident and the accident was caused by another vehicle driver, that vehicle driver is at fault and will be responsible for compensating you for your losses. You will try to recover this compensation from the at-fault driver’s insurance company.

If you are injured in a car accident caused by a rideshare driver, the question of who is going to pay for your injuries because a bit more complicated. If the driver was off duty, his or her personal insurance policy will be responsible for paying damages. If the driver was on duty, but did not have a passenger or was not picking up a passenger at the time of the crash, his or her personal insurance policy will apply. However, if the driver was on active duty and had a passenger in the vehicle at the time of the crash, you may be able to recover compensation from the rideshare company’s insurance policy. Uber and Lyft carry $1.5 million in insurance coverage for these kinds of cases. It may be a struggle to actually recover the money because insurance companies often put up a fight to pay out anything, especially when you are dealing with a big insurance policy from a big insurance company who is insuring a big company like Uber or Lyft. You may also want to file a claim with the rideshare driver’s personal insurance policy, but you may not be successful. Personal driver insurance policies usually have a commercial use exception. The insurance company will not cover the vehicle if it is being used for commercial purposes.

Trusted Personal Injury Counsel Here to Help You After a Motor Vehicle Crash.

If you were injured in a rideshare vehicle accident, be sure to seek immediate medical care. Taking care of yourself and your health is the most important thing in these situations. Gather as much information at the scene of the accident as you can, including driver insurance information and taking pictures if this is possible to do safely. Contact The Cassidy Law Firm as soon as possible. Things can move fast and be overwhelming after an accident. Let us carry the legal burden for you. We help the residents of Shrewsbury and Monmouth County recover monetary compensation for the injuries they have sustained in rideshare accidents.

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