Car Accident

When you are injured in a car accident, you will likely pursue insurance benefits to cover the many expenses that follow. What insurance policy you seek to recover from will greatly depend on the details of the accident.
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As we all know, auto insurance can be a major expense. Back in 1998, the State of New Jersey recognized this and put a measure in place in an attempt to reduce the financial burden some people face when it comes to paying for car insurance. State legislators were unwilling to allow residents to waive mandatory auto insurance coverage. Instead, legislators created an option that would allow motorists to self-waive insurance coverage for non-economic damages sustained in an Read more . . .

After a car accident, you may be injured and disoriented. On top of the anxiety and pain you may be feeling, there will be several things you will need to do.
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Parking lot dangers are often overlooked, but a parking lot can be the scene of some truly devastating accidents. There is a great deal of activity going on in parking lots. There is a concentration of pedestrians moving around and vehicles backing in and out of parking spaces. With so much going on, Read more . . .

The abbreviations UM and UIM refer to uninsured and underinsured motorist coverage. Uninsured motorist coverage will protect you if you are injured in a car accident and the at-fault driver does not have any insurance to cover the costs associated with your injuries. Underinsured motorist coverage will protect you if you are injured in a car accident and the at-fault driver does not carry enough insurance cover to adequately cover the costs associated with your injuries. Uninsured motorist coverage will also provide protection in the event you are hit by an unknown driver, such as in a hit and run accident. This type of insurance coverage is something you carry for the sole purpose of protecting you and your loved ones.
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According to the Centers for Disease Control and Prevention (CDC), 29 people in the United States die each day in motor vehicle crashes that involve an alcohol-impaired driver. This breaks down to one death every 50 minutes. In 2016, 10,497 people died in alcohol-impaired driving crashes. Many more sustained injuries. 

There is no question about it.
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Posting about our lives on social media has become second nature. It is so ingrained in our everyday routine that we often do it without giving it another thought. If you have been in a Read more . . .

Tragedy on the roads happens every day across the U.S. While everyone on the road has a duty to operate their vehicles in a safe manner,  CDL drivers who operate large trucks and tractor trailers are held to an even higher standard. This is because these vehicles clearly pose increased threats to the safety of others. The sheer weight of these vehicles means that the smallest impact with another vehicle can have devastating consequences.
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Summer is right around the corner and that means family vacations, road trips, and plenty of warm-weather holiday fun. With the snow and sleet a distant memory, you may think road conditions are safer. According to the National Highway Traffic Safety Administration, however, have found that July and August are actually the two deadliest months for car crashes and vehicular-related deaths.

How Do You Stay Safe on the Roads this Summer?

Summer roads are dangerous for a number of reasons. Being aware of the conditions that increase your risk on the roads this summer can help you avoid some of the dangers.
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