The Cassidy Law Firm Blog

Have you been struggling to keep up with your minimum credit card payments? Have some of your debts been sent to collectors and the phone calls have begun to roll in? If you are finding it difficult to stay financially afloat, then Chapter 7 bankruptcy may be an option to get you a fresh start. There are, however, specific eligibility requirements to be met and hoops to jump through in order to successfully navigate Chapter 7 bankruptcy.
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There is often much talk about the dangers of drunk driving. To be clear, drunk driving is incredibly dangers and thousands of lives have been lost due to those drivers under the influence of alcohol. Another form of dangerous driving, however, is driving under the influence of drugs. Drugs, both illegal and legal, can have a profound impact on a person’s ability to safely operate a vehicle. Between October and December of 2020, according to the National Highway Traffic Safety Administration (NHTSA), 56% of drivers that were involved in serious injury and fatal crashes ended up testing positive for at least one drug in their system.
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Distracted driving is dangerous driving. Do you know just how dangerous? The National Highway Traffic Safety Administration (NHTSA) estimates that there were 3,142 traffic fatalities involving distracted drivers in 2019 alone. Furthermore, an estimated 9% of fatal crashes in 2019 involved distracted drivers and over 26,000 are estimated to have lost their lives in crashes involving distracted drivers between the years of 2012 and 2019. These numbers on their own are staggering. When you consider the fact that the numbers are likely much larger in reality, because distracted driving may not always accurately be reported as the cause of an accident, you will likely start to realize just how deadly distracted driving can be.
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New Jersey residents may already be yearning for a break in the rough winter weather. Spring, however, is in the distance and we still have the cold winter months to contend with. In addition to the need for layering clothes and making sure the stock of firewood holds strong in homes, New Jersey residents also need to remain vigilant out on the roads this winter. The treacherous winter weather conditions can be much more than merely inconvenient or unpleasant, they can be downright dangerous, especially when it comes to driving.

Winter Road Accidents

It is never too late to prepare for winter road conditions and so, if you have not yet taken your vehicle in for a comprehensive service, do so now.

Parents of teens, we salute you! Having a teenager is full of ups and downs. It is a unique time in their life and the push for more and more independence can often leave you both proud and anxious all at the same time. With the teenage years comes the newfound freedom of driving. While you may be relieved that your teen can now drive themselves to school, friends’ houses, and to hopefully run some errands for you, it is also likely that you worry about them. After all, the road can be a dangerous place even for the most experienced drivers.
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Unless you have previously been injured in an accident or know someone close to you who has been injured in an accident, you really may not have a clear idea about the far reaching impact accident injuries can have on a person’s life and finances. The pain and limitations injuries can impose on a person can fundamentally alter everyday life. Furthermore, the injury victim may miss a significant amount of work due to the accident, the accident injuries, and to receive treatment for accident injuries, not to mention recovery time for all of this. Lost wages can be an insult to injury when you consider the amount of medical bills that can quickly pile up in the wake of an accident. Did you know, however, that lost wages can be included in part of the damages you seek for harm suffered due to an accident?

Lost Wages Damages

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Student loan debt has been a major topic of conversation and contention, especially in recent years. With adults carrying seemingly unmanageable amounts of student loan debt at interest rates that dwarf those of mortgages and even credit cards, in some cases, many are looking for a way out. If you are struggling to make minimum payments on your outstanding debt each month, then you may have considered bankruptcy. In turn, you are likely wondering whether student loans are dischargeable under one of the most popular types of personal bankruptcy to file, Read more . . .

It has been a rough few years for our country and the rest of the world. The pandemic put a strain on us as few could have predicted. Among other burdens many of us have carried during this time, financial pressure may be among the biggest and heaviest. If you have found yourself in a place where you are struggling to pay the bills and keep up with minimum payments on outstanding debt obligations,

Medical records and documented medical history play a prominent role in personal injury claims. The insurance company will want your injuries and treatment thoroughly documented in order to pay out on your claim.

Sometimes, we find ourselves with financial problems that seem insurmountable. Minimum payments become impossible to make, creditor actions loom in the distance or are currently taking place, and all that is wanted is a way out, a lifeline. Read more . . .

Have you hesitated to file bankruptcy because you have heard dire rumors that your credit will be irreparably destroyed? Bankruptcy can provide a much needed lifeline when confronted with seemingly insurmountable financial trouble. It can provide a fresh start and before you dispel bankruptcy as a possibility based on things you have heard; you should get the facts.
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